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For more than 10 years, Bibiana has been in business planting and harvesting rice to sell. She earns approximately PHP 15,000 per harvest twice a year and uses her income for school expenses, meals and bills at home. Bibiana and her husband patiently work to gain a plentiful harvest from their rice field. Bibiana has four children.

Bibiana would like to keep improving their farming practices. She has requested a loan of PHP 50,000 to buy farm inputs such as fertilizers and insecticides to help ensure healthy crops for a productive harvest soon. In the future, the couple would like to become successful rice growers in their village and uplift their living conditions.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 347
    View loans »
    Philippines Loans Fundraising
  • $70,796,875
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Bibiana to buy fertilizers and insecticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 22, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 27, 2013