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Fotima is 47 years old. She is a very kind and hardworking woman. In her neighborhood everyone respects her and knows her as an honest woman. This wonderful woman has a very difficult fate, her caring and beloved husband died and she was left a widow with 2 children. She had a very hard time after her husband's death providing for her children, she did not have enough money for everything. The children grew up, she has daughters in law and grandchildren, but she still has to support the family mostly alone, because her sons earn little. She has a lot of experience raising livestock and she plans to start her own livestock business.

With this goal she took a course "Get Ahead" organized by the Businesswomen's Association and earned a certificate. Now she can start her own business and become successful in this sphere. Her daughters in law will help her to run the business. She will sell milk and other processed dairy products such as kefir and sour cream. She plans to use the earnings to provide her family with good living conditions. She is asking for a loan of 10,500 somoni to buy cows to start her business. She awaits your kindness.
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Фотиме 47 лет. Она очень добрая и трудолюбивая женщина. В ее районе все уважают и знают ее как добросовестную женщину. Судьба у этой прекрасной женщины очень трудная, ее заботливый и любимый муж умер, и она осталась вдовой с 2 детьми. Ей было очень трудно после смерти мужа с обеспечением детей, на все не хватило денег. Дети выросли, у нее невестки и внуки, но все еще она должна обеспечивать семью в основном сама, так как ее сыновья мало зарабатывают. У нее очень богатый опыт в скотоводстве и она собирается организовать собственный бизнес скотоводством.
С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Ее невестки будут помогать ей в ведении бизнеса. Она будет продавать молоко и другие переработанные молочные продукты, как кефир и сметану. От полученного дохода она планирует обеспечить свою семью хорошим условием проживания. Она запрашивает займ на сумму 10500 сомони для покупки коров, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Fotima to buy cows for new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 4, 2012
Dec 10, 2012
Currency Exchange Loss:
Jul 17, 2013