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Ms Shameem is a 42-year-old, an energetic married woman. She has been doing a business of ‘waan’ manufacturing which is a material used in making 'charpoy' (a bedstead of woven webbing or hemp stretched on a wooden frame on four legs, common in Pakistan). She has 10 years of experience in this field.

She offers various kinds of 'waan' in different colors, and she is famous for providing a good quality product to her community. In this way she is able to manage the needs of her family members. Her husband is an employee in a sugar mill but his income is not sufficient to meet the needs of his family members.

Shameen is a mother of six children. She requires improving her business so she applied for a loan of Rs. 25,000 to buy another 'waan'-making machine to make the ‘waan’ with fresh quality thread, to increase her sales.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 364
    View loans »
    Pakistan Loans Fundraising
  • $16,478,925
    Funds lent in using Kiva
  • 96.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shameem to buy another 'waan'-making machine to make the ‘waan’ with fresh quality thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 4, 2012
Dec 10, 2012
Currency Exchange Loss:
Nov 17, 2013