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Anar is 43 years old, married, and has six children. All the children and her husband help Anar with her business. Anar works with livestock breeding, which is their main source of income.

After having started this business 12 years ago with a sum of 25,000 som (KGS), Anar has been able to develop her farm through persistent work. The monthly income is 4,000 som (KGS). Today the farm has 3 cows, 2 horses, 22 sheep and 3 calves. Thanks to the income from the farm, Anar can pay for the family's needs. Anar sells milk and dairy products from her home.

With an aim to further develop her business, Anar turned to the organization "Bai Tushum & Partners" for a loan in the amount of 120,000 som (KGS) for the purchase of calves and lambs. This will in the future increase the amount of milk and therefore the family income. Anar plans to invest the income from the loan in further developing her business and in the future would like to fulfill her dream of repairing their house.
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Анар 43 года, замужем, имеет 6 детей.Все дети и муж помогают Анар по хозяйству. Анар в качестве основного источника дохода занимается животноводством. Начав этот бизнес с суммы в 25,000 сом (KGS) 12 лет назад, благодаря упорному труду Анар смогла развить хозяйство с ежемесячной прибылью в сумме 4,000 сом (KGS).На сегодняшний день в хозяйстве имеется 3 коровы, 2 лошади и 22 голов овец и 3 теленка. Благодаря прибыли от хозяйства, Анар оплачивает затраты на основные нужды семьи. Анар продает с дома молоко и молочную продукцию. В целях дальнейшего развития своего хозяйства, Анар обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) для покупки телят и ягнят. Что позволит в будущем увеличить сбор молока и соответственно доходы семьи. Доходы от кредита Анар планирует вложить в дальнейшее развитие своего хозяйства и в будущем хочет осуществить свою давнюю мечту, сделать ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Anar to purchase calves and lambs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 10, 2012
Currency Exchange Loss:
Dec 17, 2014