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Karen
Karen is 20 years old, she is single and she has no children. She is a lovely, responsible and hardworking woman who lives in her own house along with her whole family, which includes her parents and siblings, and she daily works to improve her standard of living as well as for the sake of her family. Karen runs a general store where she sells groceries and basic necessities. She opens the doors of her shop very early every morning in order to tend to her customers, who come to her shop because they know they will find what they need there. Hers is the best supplied store of her neighborhood, and her customers have no doubts in buying her products both because of the quality of every article she sells and for the deep kindness she expresses with her every word. She remembers that when she started her activity she did not have many products to offer, and for this reasons her sales were not good in those days. This initially discouraged her, but she succeeded in finding a solution. She gathered a small working capital and she started supplying her shop a little bit at the time; 5 years have passed since those first days, and things are now going very well with her sales.
What she likes the most about her job is to share moments of happiness with her customers, chatting with them and watching them start their day with a smile. She says that getting up very early to go to work in her shop is the part she finds most difficult; however, even when she feels tired she knows that this is her job and that she has to do it. She hopes that her activity will grow in the future, thus granting her a better income. This is the 5th individual loans she is requesting to MFP: she is very happy to know she can count on financial support, as through this mean she will feel more confident in making her activity progress; at the same time she once more commits to punctually comply with the repayment of her dues, just as she has done with the previous loans she has requested. She is very happy to be working with the institution because they confide in her.
The 1500 PEN she is requesting will be used to buy more products to supply her general store. She will buy bread, fizzy drinks, canned food and sweets.
View original language description ↓
Karen, de 20 años, es una mujer amable, responsable y muy trabajadora, es soltera y no tiene hijos, vive en su casa propia al lado de toda su familia conformada por sus padres y hermanos es así como continúa a diario en la mejora de su calidad de vida por el bien de su familia. El negocio de Karen consiste en la venta de abarrotes y productos de primera necesidad, todos los días desde muy temprano abre las puertas de su tienda para atender a sus clientes que llegan hasta su establecimiento en busca de algún producto con la seguridad que ahí encontrarán lo que necesitan. Su bodega es la más surtida de su barrio y sus clientes no dudan en comprarle por la calidad de todos los artículos que ofrece y por el trato tan cordial que expresa en cada una de sus palabras. Recuerda que cuando se inició en éste negocio no tenía muchos productos que ofrecer por lo que no lograba tener buenas ventas durante el día, eso la desanimaba a menudo, sin embargo buscó la solución, completó un pequeño capital y poco a poco fue implementando su pequeña tienda, ahora le va muy bien en sus ventas y desde entonces hasta la actualidad han transcurrido 5 años de mucho trabajo.
Lo que más le gusta de su trabajo es intercambiar con sus clientes instantes de felicidad, conversar con ellos y verlos empezar el día con una sonrisa, considera que lo más difícil es tener que levantarse temprano para atender su bodega, aún cuando se siente cansada, sin embargo, sabe que es su trabajo y que tiene que hacerlo, espera que más adelante su negocio crezca y le brinde mejores ingresos económicos. Este es el crédito individual número 5 con MFP, está muy contenta de saber que tiene un apoyo financiero, ya que así se sentirá mas segura de avanzar con su trabajo, asimismo se compromete una vez más a cumplir con el pago puntual de sus cuotas como lo hizo en anteriores créditos que tuvo, además está muy contenta trabajando con la institución por la confianza que le brindan.
Con el monto solicitado (S/. 1500), comprará mayor cantidad de productos con los que implementará su tienda de abarrotes conformada por panes, gaseosas, embutidos y golosinas.

About Peru

  • $12,000
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Karen to buy bread, fizzy drinks, canned food and sweets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 19, 2012
Listed
Dec 11, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 2, 2015