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Merah 1 Group
In this Group: Laela , Bt, Wati , Patimah , Susiana
Laela started her business, located in Pademangan, in the east of Jakarta, in 1996 so that she could send her child to vocational high school.

Laela is married and has 3 children: the first and second child are going to school and the third child is still 6 years old. Her husband works as a driver and has a daily income of 80,000 IDR.

Her future plans are to have a big kiosk for her business and to send her children to university. Laela borrows 1,500,000 IDR, out of the total Loan IDR 7,500,000 for the entire group members. and she will use it to buy more intevntory of tools and stationary to resell in her kiosk.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 65
    View loans »
    Indonesia Loans Fundraising
  • $6,300,575
    Funds lent in using Kiva
  • 9,615.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Merah 1 Group's $800 loan helped a member to buy stationary; pens, erasers, notebooks and also mechanic tools.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 21, 2012
Currency Exchange Loss:
Apr 23, 2014