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Macaria, 53, lives with her children. She sells clothing for women, men, and especially children. She also sells socks of all sizes to pay for the household expenses. She has a lot of experience in sales, which helps her get the best profits. She sells from her home and on foot. She has a lot of customers who prefer her for the quality of her products, the good prices, and above all for her excellent service.

Macaria's an enterprising woman who is dedicated to her job and wants to get ahead. She's always hoping for new opportunities that will allow her to be one step closer to success, and she won't give up until she achieves it.

Demand has gone up in the last few weeks and she wants to take advantage of it to make a new investment, so she's asking Integral for a loan to buy clothing wholesale and socks.

Macaria has a good payment record and impeccable morals. She's happy about the support. She's certain she'll be able to pay pay the loan and also trusts she'll give her family a full life.
View original language description ↓
Macaria de cincuenta y tres años de edad vive junto a sus hijos; ella posee una venta de ropa para damas, caballeros y especialmente para niños, además comercia calcetas de toda talla para complementar los gastos del hogar, se ha hecho de mucha experiencia en las ventas y eso le ayuda a obtener las mejores ganancias; comercia desde su vivienda y de forma ambulante, ya tiene mucha clientela que la prefiere por la calidad del producto, los buenos precios y sobre todo por el excelente servicio; Macaria es una mujer emprendedora, dedicada a su labor y con muchas ganas de salir adelante, siempre esta a la expectativa de nuevas oportunidades que le permitan estar un paso mas cerca del éxito y no se rendirá hasta lograrlo por completo; en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor y calcetas. Macaria tiene buenas referencias de pago y una moral intachable esta contenta con el apoyo, asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 523
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Macaria to buy clothing wholesale and socks.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 9, 2012
Currency Exchange Loss:
Jul 20, 2013