A loan of $775 helped to buy clothing and sheets.


Dolores María's story

The “Madre Para Un Futuro Mejor” communal bank meets every two weeks in the “24 de Mayo” settlement, located in the Manabí province, known for its beautiful landscape, its forests, variety of fauna, and for its friendly, hardworking people dedicated to farming and livestock.

Dolores lives here. She’s 58 years old, married, and has three minor children. Two of them live with her along with their families. Her husband is a merchant.

Dolores sells all types of clothing, sheets, hoods, and costume jewelry door to door and also from her home where customers visit her whenever they need something. She sells on credit and collects every week. This is why she has so many customers. She buys her merchandise in Guayaquil every two weeks or once a month depending on what she needs. She has been doing this for more than 12 years and, thanks to God, things have been going very well for her.

She will use the money from this loan to buy clothing and sheets because it’s what she mostly sells this time of year. She is a founding member of the communal bank and likes the fact that she can buy merchandise at better prices and increase her revenue thanks to the loans.

Her dream is to grow with her business.

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Translated from Spanish by Kiva volunteer Hugo Reyes


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