A loan of $550 helped to buy perfumes, creams, cosmetics and clothing.

Jenny Johanna's story

The members of the Communal Bank of 'United Mothers' meet every 15 days in Bajos de Montecristi, a city known for its great diversity of local products including, for example, hats made of straw and shawls that are known inside and outside of the country.

Jenny lives in this place. She is 24 years old, is married and from this relationship she has an eight year old son and she studies in school. Her husband works in a factory in Manta. She is studying for a nursing license in the University of Manta.

Jenny is a homemaker who works selling clothing by catalogue and Yanbal products (beauty products, cosmetics, perfumes and accessories for women) in order to obtain her own earnings. Her method of salesis door to door. She works three days a week from her home, although every day she is prepared to sell to her classmates in the University. She sells her products on credit and she charges payments each week or every fifteen days. She has worked doing this activity for three years and it goes very well. Thanks to her business she can get ahead in her studies and focus on a better future.

This loan is for buying perfumes, creams, cosmetics and all types of clothes now that at this time she sells so much. She has spent more than three years in the Communal Bank and she likes it because it helps her to get ahead.

Her dream is to own a boutique.

Translated from Spanish by Kiva volunteer Emily Hildreth

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