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Kalajahuira Ag. 25 Gs Group
In this Group: Eulalia, Monica Celia, Susana
The group Kalajahuira Ag.25 Gs is composed of three members, all women. The group’s coordinator is Mrs. Susana, 45, who has three children. She brings vegetables from neighboring towns and sells them in one of the busiest markets in La Paz.

This is the second loan she receives from Emprender. Mrs. Susana will use it to invest in buying merchandise, such as carrots, potatoes and corn, now that the holidays are coming. She requested this loan because she lacks the capital.

Susana faces challenges like the weather. The rainy season greatly affects the agricultural lands and those that make a living from them. Prices have risen and there is a shortage of goods many times. She will use the loan to continue buying merchandise, for which she will pay her suppliers in advance, in order to be safe and be able to sell it during the upcoming holidays.

Her dream is to buy her own establishment, since she does not have now a fixed place in the market. In this way, it would be easier for her to sell.
View original language description ↓
El Grupo Solidario KALAJAHUIRA AG. 25 GS está compuesto por tres integrantes todas mujeres, La coordinadora del grupo es la Sra. Susana tiene 45 años y tiene 3 hijos, se dedica a la venta de legumbres y hortalizas, ella trae de los pueblos cercanos y lo vende en uno de los mercados mas concurridos de la Ciudad de La Paz, Este préstamo es el Segundo que ha tomado de Emprender la Sra. Susana va a usar este préstamo para Invertir en la compra de mercadería por mayor como zanahoria, papa, choclo por las épocas de fin de año Su razón para solicitar este préstamo por la falta de capital, Susana enfrenta retos en su negocio que son la época de lluvia que esta perjudicado en sobremanera al área agricultura y a las personas que dependen de ella. Los precios han subido y muchas veces la mercadería es escasa y va a utilizar los beneficios en seguir comprando mercadería, por lo que adelantará el pago a los proveedores para que pueda tener mercadería segura y poder venderla en estas fiestas de fin de año, su deseo para su negocio es ella no tiene un puesto fijo en el mercado, por lo que ella quisiera es poder comprarse un puesto para así poder vender con mayor tranquilidad.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalajahuira Ag. 25 Gs Group's $1,950 loan helped a member to buy vegetables like carrots, potatoes and corn.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 11, 2012
Currency Exchange Loss:
Jan 17, 2014