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Bardhe is in her early thirties and married with two children, who are eight and four years old. About seven years ago, Bardhe started her livestock business, and she’s been happy with it overall, both in terms of progress and profits. As the only financial provider for her family, she is able to make an income from this activity while she is a stay-at-home mom.

Bardhe is planning on expanding this profitable activity, and she needs to add one more milk cow of a good breed to her herd. A loan from Kiva will help her vision become reality. She is requesting a loan of 130,000 Albanian Lek. She remains in good spirits with the holidays approaching, hopeful that she will get financial help from Kiva lenders.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 10
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 108.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Bardhe to add one more cow of a good breed to her existing herd.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2015