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Marjana is a 37-year-old mother of four children, ranging from eleven to one year old. Only two of them attending school. She lives with her husband and children in the north west part of Albania.

Marjana has been selling milk and baby cows to the local market of a northern small town of approximately 10,000 inhabitants for the past six years and has been generating a somewhat good income. Animal husbandry is a preferred activity throughout northern Albania and has proven to be one of the main means of income for the northern rural areas.

Marjana wants to buy a dairy cow at the moment, and is requesting a loan from KIVA via VisionFund Albania. With the holidays approaching, she wants to say “Happy Holidays” to all Kiva lenders.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $3,015,550
    Funds lent in using Kiva
  • 108.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Marjana to buy a dairy cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 11, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 17, 2014