Marjana is a 37-year-old mother of four children, ranging from eleven to one year old. Only two of them attending school. She lives with her husband and children in the north west part of Albania.
Marjana has been selling milk and baby cows to the local market of a northern small town of approximately 10,000 inhabitants for the past six years and has been generating a somewhat good income. Animal husbandry is a preferred activity throughout northern Albania and has proven to be one of the main means of income for the northern rural areas.
Marjana wants to buy a dairy cow at the moment, and is requesting a loan from KIVA via VisionFund Albania. With the holidays approaching, she wants to say “Happy Holidays” to all Kiva lenders.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.