A loan of $125 helped to buy more flour, cooking oil, thread, needles, sugar, rice, and stationery to sell.


Joyce's story

Joyce lives in Kampala, Uganda. She is married with one child who is not attending school. She also looks after her parents.

She has been operating a retail shop selling basic commodities for ten years, working seven days a week, except when she is sick. She does not have any other source of income.

She has requested a loan of 300,000 UGX from MCDT- SACCO to enable her stock more flour, cooking oil, thread, needles, sugar, rice, and stationery to sell. Her challenges include seasonality. Her dream is to own a big stationery shop together with other necessary retail services. She joined MCDT because she wanted to improve her standard of living. She stays in a rented house with her husband; it has access to electricity but not piped water. Her major monthly expenses include rent, transport, electricity and water.



Loan details


Lenders and lending teams



Loan details