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Jonh's Group
In this Group: Jonh, Vuthy, Dy
A widowed mother of four children, Jonh is aged 48 years and lives in a rural village of the Kror Kor district, Pursat province, Cambodia. To support her family, she has struggled to farm rice as the main source of the family’s income. To add more income, she also raises pigs in her local area. She has been doing these activities for ten years. Her current business earns her about 26,000 KHR per day, and she is able to save about 10,000 KHR each day.

Jonh has been with VisionFund for four loan cycles and completely paid back the past loans, while the other group members have been with VisionFund for one cycle. Now they are applying for a new loan. As the leader, Jonh is going to use her portion of the loan to renovate her old house. She hopes this loan will enable her to have a decent house for living in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 58
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Jonh's Group's $475 loan helped a member to renovate her old house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013