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Noel Josué lives in the city of Managua. He works as a carpenter. He is married and has three dependents, two of whom are children.

Noel is asking for the loan to buy construction materials since what he wants to do is build a bathroom to improve his family's quality of life.

He is going to make the investment to buy pipes, blocks, cement and to pay for labor.
View original language description ↓
El señor Noel Josué vive en la cuidad de Managua trabaja.Es carpintero casado con tres personas a su cargo con dos hijos a su cargo.

Noel solicita crédito a nuestra institución para la compra de materiales de construcción ya que quere hacer la construcción de un baño para mejorar sus condiciones de vida para su familia.

La inversión va hacer para la compra de tubo , bloques, cemento , y pago de mano de obra

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 73
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD