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Reynaldo Antonio
Reynaldo Antonio lives in Managua and has worked as a bill collector for 8 years; he has two school-age children.

He’s asking for a loan to buy building materials to do some home improvements. Reynaldo feels it’s necessary to make this investment to improve his family’s living conditions.
View original language description ↓
El señor Reynaldo Antonio vive en Managua trabaja como distribuidor de factura desde hace 8 año tiene dos hijos en edad escolar.

Esta solicitando un crédito para la compra de materiales de construcción para hacerle mejoras a su vivienda.
Don Reynaldo considera que es necesario hacer esa inversión para mejorar las condiciones de vida para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $775 helped Reynaldo Antonio to buy building materials and supplies.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Jan 9, 2013