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Francisco Javier
Francisco lives in the city of Managua, Nicaragua. He is married and his nuclear family includes 5 people. He works for a company as a plumber.

Francisco is requesting a loan to buy PCV pipes so that he can replace the pipes in his home, because they are old and he needs to replace them.

Francisco Javier has taken 2 loans with CEPRODEL. He is grateful, because thanks to these loans he has been able to improve his family's living conditions.
View original language description ↓
Francisco vive en la cuidad de Managua Nicaragua casado con un núcleo familiar de 5 personas, trabaja como fontanero en una empresa.

Francisco solicita un crédito ya que necesita dicho financiamiento para la compra de tubos pvc para hacer el cambio de tubería en su vivienda ya que por tener muchos años de uso necesita hacer el cambio.

Don francisco Javier ha trabajado 2 crédito con CEPRODEL y agradece por que gracias a estos financiamiento ha podido ir mejoran las condiciones de vida de su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,388,300
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Francisco Javier to buy PCV pipes so that he can replace the pipes in his home.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Apr 16, 2014