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José Isaac
Young Jose Isaac lives in Managua, Nicaragua. He is single, and works as a water meter reader for a company located in Managua.

Jose is requesting a loan to invest in construction materials, such as cement blocks, cement, and sand, to build a wall around the front of his house. By building this wall, he will make his home more secure.
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El joven José Isaac vive en Managua Nicaragua soltero trabaja como lector de medidor de agua en una empresa situada en Managua.

José solicita su crédito para invertir en materiales de construcción como bloques, cemento, arena para la construcción de un muro en la parte del frente de su vivienda ya que con esta construcción va a tener mayor seguridad en su casa de habitación

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped José Isaac to buy cement blocks, cement and sand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 7, 2012
Currency Exchange Loss:
Jan 18, 2014