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Rosa María
Mrs. Rosa María is a single woman. She lives in Managua, Nicaragua, and has been working for 22 years as an accountant for a company.

Mrs. Rosa is requesting a loan because she needs to invest in zinc sheets and purlins. She thinks that it is necessary to change the roof of her house in order to improve its condition.

Rosa María hopes to receive this loan.
View original language description ↓
La señora Rosa maría soltera vive en Managua Nicaragua trabaja en el área de contabilidad de una empresa desde hace 22 años.

Doña rosa solicita un crédito ya que necesita hacer la inversión de compra de zinc, perlines ,por que considera que es necesario el cambio de techo de su vivienda para mejor las condiciones de su casa de habitación.
Rosa maría espera se le haga efectivo dicha solicitud de crédito

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Rosa María to buy zinc sheets and purlins.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 7, 2012
Currency Exchange Loss:
Jul 18, 2014