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Aníbal José
Aníbal José lives in the city of Managua, Nicaragua. He has worked as a plumber in a business for eight years. He's married and has two children.

Aníbal's applying for a loan because he wants to build a room and plaster the walls of his house. He's requesting the loan to buy construction materials such as cinder blocks and cement to build a room for his children and improve his family's conditions and comforts.
View original language description ↓
El señor Aníbal José vive en la cuidad de Managua Nicaragua trabaja como fontanero en una empresa desde hace 8 años. Casado tiene dos niños.

Aníbal hace la solicitud de crédito ya que quiere hacer un cuarto y repellar las paredes de su vivienda.
El señor hace dicha solicitud para la compra de materiales de construcción como bloques, cemento para la construcción de un cuarto para sus niños y asi mejorar las condiciones y comodidades de su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Aníbal José to buy cinder blocks, cement, sand, and metal roofing.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 7, 2012
Currency Exchange Loss:
Jul 18, 2014