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Luisa Veronica
Luisa is an elementary school teacher at a local school. She’s single with three children whose schooling she supports wholeheartedly. She urgently needs to build her roof and a wall which is why she visited the Ceprodel office to request a loan to reach the desired goal. It will be used to buy concrete blocks, metal sheeting, cement and roofing purlins. In this way she will improve her conditions and her standard of living.
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La señora Luisa es maestra de educación primaria, impartiendo clases en un colegio de la comunidad donde habita, es soltera con 3 hijos a los que le brinda todo el apoyo en su educación, esta señora presenta una necesidad urgente como es la construcción de techo y pared, por eso visito las oficinas de ceprodel para ser beneficiada con un financiamiento y poder lograr el objetivo planteado, ya que el mismo será utilizado en la compra de Bloques, Zinc, Cemento y Perlin, de esta manera mejorara sus condiciones y nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Luisa Veronica to buy building materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 7, 2012
Currency Exchange Loss:
Jan 18, 2014