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Grace lives in Kampala, Uganda. She is single with eight children and all of them are attending school. She is also looking after three nephews. She has been selling second-hand clothes in the market at retail for ten years, working six days a week. She also sells paint, rears chicken and sells piped water to earn more income.

She has requested a loan of UGX 1,500,000 from MCDT- SACCO to enable her buy more bales of used clothes like skirts, blouses, trousers, shirts, dresses, and suits for sale. Her challenges include transportation and seasonality. Her dream is to expand the business and accumulate profits to enable her buy land and also to start importing used clothes from Dubai. She joined MCDT because of transparency. She stays in her house with access to both electricity and piped water. Her major monthly expenses include school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 120
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,691.7
    Uganda Shillings (UGX) = $1 USD