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Marisela Aideliz
Marisela lives in a rural area, and is the daughter of small business owners. With much effort she undertook her studies and succeeded in graduating with a Bachelor's degree in Spanish.

She now uses her degree teaching classes at a school in the sector where she lives. She has 19 years of experience as a teacher of primary education. She is single with two children in their primary and secondary studies. She takes care to help them succeed in their academic development.

This woman presented herself at CEPRODEL to explain the necessity of improving her home and to benefit from financing. She will use the loan to pay for cement, iron, zinc, bricks, ceramics, and labor for the construction of a room and for kitchen repairs, thereby improving her living conditions.
View original language description ↓
Marisela habita en una zona rural, hija de padres pequeños productores, la que con mucho esfuerzos emprendió sus estudios, logrando graduarse en la especialidad de licenciatura en Español, la que hoy ejerce impartiendo clases en un colegio del sector donde vive, con 19 años de efectuarlo, como maestra de educación primaria, es soltera con 2 hijos con estudios primarios y secundarios a los que le brinda la atención para lograr el desarrollo académico, esta señora se presento a ceprodel a exponer la necesidad de mejorar su vivienda y ser beneficiada con un financiamiento el que lo utilizaría para la compra de cemento, hierro, zinc, ladrillo bloque y cerámica, para la construcción de cuarto y reparación de cocina, de esa manera mejorar sus condiciones de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Marisela Aideliz to pay for cement, ceramics, sand, and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Jan 18, 2014