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Sok's Group
In this Group: Sok, Sokmao
Sok is aged 50 years, and she is a widowed mother of seven children, one of whom is dependent and still in school. Her family lives in a rural area of the Tbaug Khmum district, Kampong Cham province, Cambodia. She has been struggling to feed her family by farming rice and cassava for 32 years. She is able to earn approximately 16,000 KHR per day, and she can save about 6,000 KHR each day, after daily living expenses.

Sok has been with Kiva’s partner, VisionFund, for four loan cycles, while the other member of Sok's Group is just with VisionFund this cycle. The past loans, which Sok fully repaid, have relieved her family’s burdens and improved their livelihood. Now Sok is leading her group of two to ask for a loan. As the leader, she is going to use her portion of the loan to pay for labor to help her harvest her rice. Sok hopes to get a high crop yield from her cultivated land, so as to better her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sok's Group's $325 loan helped a member to pay for labor to help her with the rice harvest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013