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Gulnoza is 19 years old. She is not married and lives with her parents. She is a very hardworking and active woman. She has had a lot of interest in sewing and cutting since childhood. Thanks to her parents, she studied sewing from a seamstress. Gulnoza is currently a capable seamstress. To provide the family with all of the necessities, she started her own business four years ago. She has her own sewing factory and apprentices. Thanks to a good service, she has a wide circle of clients. She teaches apprentices and serves her customers at the same time. This year, her students learned a lot and started to help her. Now she wants to expand her business. She needs a new sewing machine for this, but her income does not allow her to purchase it. Gulnoza is requesting a loan in the amount of 1500 somoni to purchase a new sewing machine. She relies on you and your kindness.
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Гулнозе 19 лет. Она не замужем и живет с родителями. Она очень трудолюбивая и активная женщина. С детства она имела большой интерес шитью и кройки. Благодаря родителям она училась у портнихи шитью. Данное время она умелая портниха. С целью обеспечения семьи со всеми необходимыми средствами 4 год назад она начала свой бизнес. Она имеет свой швейный цех и учеников. Благодаря хорошему сервису, она обладает широким кругом клиентов. Она обучает учеников и одновременно обслуживает клиентов. В этом году ее ученики многому научились, и стали ей помогать. Теперь она хочет расширить свой бизнес. Для этого она нуждается новой швейной машинки, но ее доход не позволяет ей купить это. Она запрашивает займ на сумму 1500 сомони для покупки новой швейной машинки. Она надеется на вас и вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,083,650
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Gulnoza to purchase a new sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 10, 2012
Currency Exchange Loss:
Dec 20, 2013