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Haraya is 25 years old and married with 2 children. She works very hard to provide for them.

Haraya runs a general store in the Philippines and requested a 15000 PHP loan through NWTF to buy items to sell in her general store like eggs, sardines, bread, soft drinks, etc. Haraya has been in this business for 4 years.

In the future, Haraya would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 447
    View loans »
    Philippines Loans Fundraising
  • $69,731,675
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Haraya to buy items to sell in her general store like eggs, sardines, bread, and soft drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 7, 2012
Currency Exchange Loss:
Jun 17, 2013