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Ruzanna is 46 years old. She lives in Bagaran village of Armavir region with her husband and two children. The family is involved in agriculture. They keep 65 sheep and own a plot of land where different kinds of vegetables and fruits are grown. Ruzanna and her family do all of the relevant agricultural work to ensure a good harvest. The harvested products are then sold at the local open market.

Ruzanna requested this loan to purchase forage for feeding the livestock. This will increase the income for the family and they will be able to improve their living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 162
    View loans »
    Armenia Loans Fundraising
  • $17,058,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ruzanna to purchase forage for feeding the livestock.
100% repaid
Repayment Term
37 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Dec 7, 2012
Currency Exchange Loss:
Dec 17, 2015