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Umedakhon is 32 years old, married and raising four children. She has been working as a librarian at a library for over three years. She loves her work of providing and recommending useful books to readers. She respects well-read people very much. Umedakhon's salary is not enough for normal living and this is why she wants to start a new business in animal husbandry, especially because her local climate is quite suitable for growing agricultural crops and for animal husbandry. She has a large garden, where she can grow hay for livestock. She wants to sell milk to her neighbors. She wants to organize and develop her business, but does not have enough financial means for this. Umedakhon is requesting a loan in the amount of 3000 somoni to buy livestock. She plans to use the resulting income to provide her children with a good education and current technology. She awaits your kindness.
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Умедахону 32 года. Она замужем и на воспитании имеет 4 детей. Более 3 лет она работает в библиотеке библиотекарем. Она любит свою работу, то есть дать и рекомендовать читателям полезные книги. Она очень уважает начитанных людей. Зарплата Умедахона не хватает для нормального проживания и поэтому она хочет организовать новый бизнес скотоводством, так как климат ее местожительство весьма благополучный для выращивания сельхоз культур, а также для скотоводства. У нее большой огород, где она может выращивать сено для скота. Она хочет продавать молоко своим соседям. Она хочет организовать и развивать свой бизнес, но не имеет достаточного средства для этого. Она запрашивает займ на сумму 3000 сомони для покупки скота. С полученного дохода она собирается обеспечить своих детей хорошим образованием и современными технологиями. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Umedakhon to buy livestock and start her own business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 10, 2012
Currency Exchange Loss:
Jul 17, 2014