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Theout's Group
In this Group: Theout, Saveoun
A resident residing in a rural village of Sangke district, located in Cambodia’s Battambang province, Theout is 29 years of age and married. Theout is blessed with two daughters and one son, all of whom are under her responsibility and are currently in school. To offer a decent life for her family, she farms rice and raises cows, the businesses in which she has been involved for ten years, earning around 16,000 KHR daily and manages to save about 4,000KHR after offsetting the daily cost of living. Theout is a fifth-time borrower with VisionFund (Kiva’s partner). With the help of the previous loans, this industrious woman has been able to improve the living conditions of her family. Now, Theout is leading a female group member who is a first-time borrower with VisionFund. Their loans will be 500,000KHR and 200,000KHR respectively. As a group representative, Theout will use the loan to buy fertilizer and to pay her employees. After receiving and effectively using her requested loan, she believes that she can smoothly run her rice-growing business, which will enable her to generate more income for the family so that she can use it to further educate her beloved children.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 219
    View loans »
    Cambodia Loans Fundraising
  • $39,899,500
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Theout's Group's $175 loan helped a member to buy fertilizer and pay workers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 7, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 19, 2013