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Santa Rosa De Lima De Conchacalla Group
In this Group: Bernardina, Valentina Faustina, Ricardina , Margarita , Toribia , Norma , Julia *, Biviana , Vicentina , Juana *, Nelly, Katy
* not pictured

Update on Santa Rosa De Lima De Conchacalla Group

The group are members of the communal bank "Santa Rosa de Lima de Conchacalla". The communal bank is located in the district of Anta in the province of Anta, department of Cusco.

Bernardina is in a civil union, is 46 years old and has one child. She works in her business, which is a grocery store. She sells basic needs items like rice, sugar, milk, and oil. She has had the business for 20 years and she also has a business raising animals like pigs, guinea pigs, and chickens. She fattens them up, raises them, and then sells them in various markets. She wants to get her child ahead through these businesses. Her dream is to have a storefront where she can sell her animals. She is requesting this loan to buy chickens and guinea pigs.

The members whose photos have been added to the group photo took those photos later because they asked to miss the meeting due to work obligations. The other members make their livings selling milk, corn, food, and livestock.

The member is grateful to those who are part of realizing her dream through this medium and she has committed to making her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “SANTA ROSA DE LIMA DE CONCHACALLA”; Este banco se ubicada en el distrito de Anta, perteneciente a la provincia de Anta y departamento de Cusco.

La socia es la Sra. Bernardina ella es conviviente y tiene 46 años y tiene 1 hijo; La socia trabaja en su negocio de tienda de abarrotes, la socia vende productos de primera necesidad como arroz,azúcar,leche y aceite, la socia ya tiene 20 años en este negocio, la socia también se dedica al negocio de crianza de animales como chanchos, cuyes y gallinas, la socia los hace engordar y crecer y luego los vende en las diferentes ferias, por medio de estos negocio la socia quiere salir adelante a su hijo, el sueño de la socia es tener un local donde pueda vender los animales. La socia solicita el préstamo para comprar pollos y cuyes.
Las socias que estan pegadas a la foto grupal se les tomo despues la foto porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de leche, negocio de venta de maíz, negocio de venta de comida y negocio de venta de ganado.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The members pictured above belong to the community bank, “Santa Rosa de Lima de Conchacalla.” The bank is located in the Anta district, which is located in the province of Anta, in the department of Cusco. Juana is a member of the group, is 52 years old, and has two children. She makes a livin... More from Santa Rosa De Lima De Conchacalla Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Rosa De Lima De Conchacalla Group's $4,150 loan helped a member to buy chickens and guinea pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Dec 6, 2012
Currency Exchange Loss:
Jun 17, 2013