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Kisaasi Mirembe Group
In this Group: Sarah, Enid, Harriet, Julius, Esther, Christine, Cate, Hadijja, Grace, Betty
Sarah is 45 years old, a member of Mirembe group and a widow whose husband passed away in 2001. She was left her with six children, of which 5 go to school.

Sarah is a vendor dealing in the sale of secondhand clothes in various markets, especially in Kamwokya. This is how she is able to earn a living for her family. She started this business in 2003 after her husband passed away. Sarah’s clients are people who visit the markets and a few of her regular customers place orders for different clothes. Her dream is to have a permanent business place where her customers can find her on a regular basis and also to see her children having a bright future.

Her major obligations are paying school fees, feeding children and paying house rent for the family, among others.

Her major challenges are lack of enough capital to raise enough returns to meet her major obligations and the weather conditions, especially during rainy seasons since she works in an open place, which slows down the growth of her business.

Sarah is very hardworking, social, and honest. She will use part of the loan to rent a small stall in order to get a permanent working place and the balance will be used to add stock in her business in order to earn enough income to support her family and provide for all basic needs.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 178
    View loans »
    Uganda Loans Fundraising
  • $32,667,650
    Funds lent in using Kiva
  • 2,696.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kisaasi Mirembe Group's $1,375 loan helped a member to rent a stall to do her trade.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 4, 2012
Dec 6, 2012
Currency Exchange Loss:
Jul 17, 2013