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Mayra Isabel
Mayra Isabel is from the municipality of San Juan de Limay that belongs to Estelí Department and is located in the western part 42 kilometers from the department; it’s a zone that’s noted for raising cattle. Mayra has worked in the sanitation department of a state institution in San Juan de Limay for 7 years. She’s known as an honest, hardworking person. Her nuclear family consists of three people: her husband and two children. One of them is an adult and the other attends secondary school. Her main wish is to prepare her daughter since neither she nor her other son were able to due to the economic factor. She requests the loan because she wants to improve her house which isn’t in good condition. She needs to buy rebar, tie-down straps, cement and sand and to pay labor costs. She hopes that with the help Ceprodel can give her to do improvements at home and have a healthful home for her family.
View original language description ↓
La señora Mayra Isabel es originaria del municipio de san Juan de Limay que pertenece al departamento de Estelí ,está ubicado en la zona oeste a 42 km de distancia del departamento , está zona es conocida como ganadera .

Doña Mayra trabaja en un centro estatal de san Juan de Limay desde hace 7 años en el área de limpieza, es conocida como una persona honrada y trabajadora, su núcleo familiar está compuesto por tres personas su esposo y sus dos hijos, uno de ello es mayor de edad y otro estudia secundaria, su principal deseo es preparar a su hija ya que ella no lo pudo realizar ni su otro hijo por el factor económico.

Solicita el crédito porque desea mejorar su vivienda ya que no está en buenas condiciones y necesita comprar hiero, alambre de amarre, cemento, arena y pagar la mano de obra, ella espera que con el financiamiento que le brinde Ceprodel,pueda realizarle las mejoras a su casa y tener un techo saludable para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Mayra Isabel to buy building materials and supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 6, 2012
Currency Exchange Loss:
Dec 21, 2013