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Ariel Navarro
Ariel lives in Carazo Department, Nicaragua. He’s married and has five people in his care. He’s had a steady job for 8 years. He’s employed as a plumber for a state institution and with his wife strives to give his family a better future. He’s asking Ceprodel for a loan to buy building materials like concrete blocks, sand and cement to build a porch because they are missing a wall to provide protection for the family. “I’m hoping that Ceprodel and organizations that support the efforts of honest people will give a friendly hand to clients who need these loans because work isn’t enough to make investments in housing: only with your help.”
View original language description ↓
Don Ariel vive en un municipio departamento de Carazo Nicaragua, es una persona casada, tiene bajo su cargo a cincos personas, un trabajo estable desde hace once años donde se desempeña como fontanero en una institución del estado y junto a su esposa lucha para un futuro mejor de su familia.

Solicita a CEPRODEL un crédito para poder comprar materiales de construcción tales como bloque, arena, cemento para construir en su vivienda un porche ya que no tienen una pared que le diera protección a su familia.

“Esperó de CEPRODEL y de los organismos que apoyan los esfuerzos de personas honestas una mano amiga a los clientes que necesitan de estos financiamientos ya que el trabajo no alcanza para hacer inversiones en la vivienda solo con su apoyo”.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Ariel Navarro to buy building materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 6, 2012
Currency Exchange Loss:
Jan 18, 2014