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Gelmount Jose
Gelmount José was born in the city of Managua, Nicaragua. His nuclear family consists of three people in his care. He’s been employed for 8 years as a reader for a state institution. He’s asking Ceprodel for a loan to continue improving his house to provide better living conditions for his family. This loan will be his second and will be used to invest in the roof which is in poor condition. He will buy building supplies like metal sheeting, lumber and pay labor costs. Thanks to the first loan he was given he was able to pay for part of the repairs and will use this second one to complete the roof. He’s a person who makes his payments as scheduled.
View original language description ↓
Gelmount José es nacido en la ciudad de Managua Nicaragua, es una persona con un núcleo familiar de tres personas bajo su responsable, se desempeña laborando como lector desde hace ocho años en una institución del estado.

Esta solicitando a Ceprodel un crédito para seguir mejorando su vivienda y así poder darle una condición mejor de vida a su familia, este crédito seria la segunda oportunidad que le brinden para realizar una inversión en el techo que está en mal estado, compraría materiales de construcción tales con cinz, madera y mano de obra.

Gracia al primer financiamiento que le dieron pudo resolver una parte de reparación y con este segundo completaría lo del techo, es una persona que cumple sus cuotas establecida conforme su plan.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD