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Yasmina Calletana
El Sauce is a beautiful western municipality surrounded by flowering mountains during the winter season and whose inhabitants produce large quantities of milk and milk curds.

Many of the inhabitants of El Sauce are known for their hardworking and fighting spirit, as is the case with Yasmina, who is 32 years old, married and the mother of two school-aged children. Yasmina has taught primary school for 12 years, which is a profession she believes is of great worth and requires people with a great spirit for teaching and preparing the professionals that are the future of her country.

Thanks to her profession she now has her own home, which she has been gradually improving with the help of loans and which she wants to continue expanding in order to leave a good inheritance to her children. For this purpose she is requesting this loan to buy bricks, cement, sand and ceramic tile in order to build the kitchen.

Yasmina is grateful to Kiva and Ceprodel for the support they have given her through these loans that have helped her improve the living conditions of her family, and she hopes that they will continue to help her in the future.
View original language description ↓
El Sauce es un bello municipio de occidente rodeado de montañas florecidas por la temporada de invierno donde abunda la leche y cuajada que producen sus habitantes.

En él hay muchas personas que se caracterizan por ser trabajadoras y luchadoras como es el caso de Yasmina una joven de 32 años, casada, madre de dos niños en edad escolar, se dedica a laborar como profesora de primaria desde hace 12 años, labor que tiene un gran mérito porque son personas con gran espíritu para enseñar y preparar a grandes profesionales que son el futuro de nuestro país.

Gracias a su profesión hoy tiene su propia vivienda la que ha ido mejorando poco a poco con la ayuda de créditos y la que quiere ir ampliando para brindarles un buen patrimonio a sus hijos, por tal motivo solicita este crédito para la compra de ladrillos, cemento, arena y cerámica con el fin de construir la cocina de dicha vivienda.
Agradece a KIVA y Ceprodel por el apoyo brindado a través de estos préstamos que le han ayudado a mejorar las condiciones de vida de su familia y espera que en futuro le sigan ayudando.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Yasmina Calletana to buy bricks, cement, sand and ceramic tile.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 6, 2012
Currency Exchange Loss:
Jan 18, 2014