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Diógenes Efrel
Diógenes Efrel lives in the city of Managua Nicaragua, and is a person who fights on in order to give a better standard of living to his family. He is working now for the city as an assistant plumber, is married and has two people who depend on him, and has worked for 11 years.

He is asking for a loan in order to buy construction materials such as cinder blocks, sand, and cement, in order to make an expansion on his home so that it has a general store, and he wants to adjust it in order to provide better comfort for his family.

"This second loan opportunity will greatly help me with the development and future of my family."
View original language description ↓
En la ciudad de Managua Nicaragua vive Diógenes Efrel, es una persona que viene luchando para darle un mejor nivel de vida a su familia, trabaja actualmente para el estado como ayudante fontanero, es casado tiene dos persona a su cargo, laboral desde hace once años.

Esta solicitando un crédito para comprar materiales de construcción tales como bloque, arena, cemento, para realizar una ampliación en su vivienda ya que tiene una pulpería y quiere a condicionarla, para darle mejor comodidad a su familia.

"Con este segundo financiamiento me ayudaría mucho para el desarrollo y el futuro de mi familia, con esta segunda oportunidad que me darían".

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Diógenes Efrel to buy construction materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Jul 18, 2014