A loan of $2,400 helped a member to increase an inventory of coffee beans.


Mafumu, Kyosiga Group's story

M. James is a teacher by profession, teaching at Mubanda Primary School in Kayunga. He is 36 years old and is married with four children, all in school, in addition to 2 orphans that belong to his late brother.

The income of a primary school teacher in his locality is not sufficient for all the necessities in his home and so James started buying and selling coffee beans. He buys dried coffee beans from farmers and takes them to the coffee factory for removal of the husks. Customers are usually at the factory ready to buy. He uses the husks for manure on his farm but he can also sell off the excess. James also buys fresh coffee beans from farmers and dries them at home, thereby lowering his costs. He also books orders from those coffee plantations that are yet to be ready by paying a deposit to the owners. This business has allowed him to support his family and to buy pigs and chickens for his wife to keep at home for their farm.

James is a good client of Pearl Microfinancing in the Kyosiga Women’s group, making his repayments promptly. Now he needs a loan to buy more coffee seeds. He employs workers to move around on bicycles to the villages to purchase the coffee beans, but at times they are not fast because of the hills and his dream is to buy a motorcycle to make the process much easier.

In this group: James, Ivan, Francis, Yokana, Peter, Isa, Christopher, Stomme, Nuwa, Dan, Budala, Jimmy, Edward


Loan details


Lenders and lending teams



Loan details