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Ararat is 51 years old. He lives in Goris town with his wife and 4 children. The family earns their living through an agricultural business. More specifically, they own a plot of land where apple and pear trees are grown. Additionally they have 10 chickens and 30 colonies of bees.

Ararat is very hard-working man with a lot of experience in this field. He produces and sells ecologically clean honey that in high demand among buyers. He has requested a loan to purchase 12 calves. By growing them he will be able to get milk and sell it in the local markets as well. This will increase his income and will help to provide better living conditions for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ararat to pay for 12 calves.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 6, 2012
Currency Exchange Loss:
Dec 17, 2014