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Betty Katutu’S Group
In this Group: Betty, Hadija, Grace, Florence, Justine
Betty K. is a 52-year-old widow with six children ranging in age from 30 to 18. Her husband died in 2000, but even before that, she had her own business selling bitenge, fabric printed with colourful patterns that are tailored and worn by people all over Uganda.

She sells bitenge from her home, buying them from people who import them from Congo for 10,000/= (Ugandan shillings, about $6) each and selling them for 15,000-20,000/=. When she gets the money, she buys about 50 at a time to keep in stock, an inventory that she usually sells in about two weeks. She likes this business, she says, because “it doesn’t give her a headache,” allowing her time for church and to look after her children.

She joined MCDT in 2004 which provided the capital to increase her investment in her business. This will be her eleventh loan. With a new loan, she will add to her inventory of bitenge. “It helps me a lot to survive in the city.”

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,626.0
    Uganda Shillings (UGX) = $1 USD