Lawrence is a 33-year-old, married man. He has three children. He describes himself as a focused and intelligent man. He operates a retail business, where he sells clothes. He has been involved in this business for two years. His business is located in a residential area, and his primary customers are local residents. He says his biggest business challenge is insufficient capital for improving the business.
He will use the KES 40,000 loan to buy clothes to resell. His business goal is to expand his business within five years. This is his second loan with SMEP DTM.