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Puch Y. is a 40-year-old housewife in the province of Siem Reap. She depends on her husband, Vun Pat, to provide for her and for their three children who still live at home; Vun's business is recharging batteries. These large batteries (similar to car batteries) are used to power lights in places with no electricity. He earns the equivalent of $4 US per day. The family actually has six children, but three of them are married and live outside the family home. The oldest child living at home is a construction worker and contributes to the family income. Puch Y. recently came into possession of some farmland, but needs cows to plow it. Once it has been plowed, she and her older children will plant their first rice crop. If they can produce food for themselves, their cost of living will decrease, allowing them to save money in other areas. (Mr. Vun Pat is pictured because his wife is not available)

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Puch to buy two cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 22, 2008
Jun 6, 2008
Currency Exchange Loss:
Jan 15, 2010