A loan of $5,400 helped a member to improve her work conditions by renovating her work area.

Rwpak's Group's story

Rwpak, 26, is a young Iraqi woman. She is the married mother of two children. With limited career options due to cultural restrictions and domestic constraints, Rwpak is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Rwpak has been working on custom-ordered dresses and other fabric household items for the past four years now in her small, home-based sewing and tailoring business. She would like to improve her work conditions by renovating her work area. To pay for the renovation she is taking a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "Group loans" for clients who are unable to provide a guarantor and therefore unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Rwpak , Kawsar , Ismat

Loan details

Lenders and lending teams

Loan details