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Farzana is a 40-year-old married woman. She has a business manufacturing "waan," a thread-like material used to make a bedstead from a wooden frame on four legs. She offers various types of "waan" in different colors and is famous for providing good-quality material in her community. Farzana operates the machine at home with the help of her husband. They are contentedly doing it for the sake of her family.

Farzana is the mother of five children: three sons and two daughters. She is trying hard to fulfill their needs, including food, healthcare, clothing, and education. It’s her second year with Kashf Foundation. She is satisfied with the support of Kashf Foundation. She has applied for a loan of PKR 25,000 to buy another good machine to make "waan" with fresh quality thread, in order to increase her sales. She expects boost in her net income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 96.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Farzana to buy another machine to manufacture quality thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Dec 6, 2012
Currency Exchange Loss:
Nov 17, 2013