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Antoinette's Group
In this Group: Antoinette, Kinta, Diminga, Gnima
The banc villageois was created on December 5, 2000, the day of its inauguration. This group consists of four women who come from the same village and are very supportive of one another. They also get along very well with each other and are known as hardworking women. They are mainly involved in small retail business.

Antoinette (standing, on the right, with her hand raised) is the group's featured borrower. She is 47 years old, married and the mother of seven children: four boys and three girls. She mostly sells bananas, but also lemon juice and palm oil. She buys her bananas 5,000 CFA francs per basket and resells them by the bunch for 200 CFA francs, 300 CFA francs and 500 CFA francs. As far as lemon (juice) is concerned, she pays 7,500 CFA francs for a 20-liter can and then resells at a retail price of 500 CFA francs per liter.

With her new loan, she will buy more bananas and lemons from planters.

She will use the profits from her business in part to repair her house and also to help her husband cover the children's school fees.
View original language description ↓
Le banc villageois a été créé en 05 Décembre 2000 à l’occasion de son inauguration. Ce groupe composé de 04 femmes qui sont issues du même village, très solidaire entre elles, ces femmes jouissent d’une très bonne entente et d’une réputation de femmes travailleuses. Elles ont comme activité principale le petit commerce.

Madame Antoinette (debout à droite avec la main levée), est l’emprunteur en vedette du groupe, elle est âgée de 47 ans, mariée et mère de 07 enfants dont 04 garçons et 03 filles. Elle est vendeuse de banane pour la plupart du temps, de jus citron et d’huile de palme. La banane, elle l’achète par panier de 5 000 FCFA l’un pour la revente en tas de 200 FCFA, 300 FCFA et 500 FCFA. Concernant le citron elle achète le bidon de 20 litres à 7 500 FCFA pour la revente en détail par litre à 500 FCFA.

Avec son nouveau crédit elle va s’approvisionner en banane et citron auprès de planteurs.

Les bénéfices tirés de son activité lui permettront de participer à la réfection de sa maison en partie et de soutenir son mari dans la prise en charge de la scolarisation de leurs enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,221,925
    Funds lent in using Kiva
  • 502.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD