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Tojiniso works as a midwife at a village hospital and has a lot of work experience. She is a mother of four children, her husband is a retiree and additionally works at a plant. Their family conditions are average, and they want to hold an event to celebrate the birth of their grandson. Traditionally, a big event is held for this occasion, and people save a lot of money for these events. Unfortunately, Tojiniso has not saved enough money for this yet. This is why she came to Arvand. She wants to obtain a large amount from us for the gifts for the grandson and repay the loan partially. She is very grateful to Arvand for the financial support.
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Точинисо работает в сельской больнице акушеркой и у неё большой стаж работы. Она мать 4х детей, её муж пенсионер и дополнительно работает на заводе. Семейные условие на среднем уровне и они хотят провести мероприятие по поводу рождения внука. По обычаю у них проводят большое мероприятие и они копят на такие мероприятия много сбережений. Но то что она накопила пока не хватает поэтому Точинисо обратилась в организацию Арванд. Она хочет получить у нас круглую сумму на подарки для внука и частично погашать его. Она очень благодарна Арванд за финансовую поддержку .

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 237
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Tojiniso to buy gifts for her grandson.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Dec 7, 2012
Currency Exchange Loss:
Nov 17, 2013