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Justine lives in Kampala, Uganda. She is married and has three children, all of whom attend school. She also looks after her parents.

Justine has been operating a beauty salon in rented premises for fifteen years, working seven days a week. She is also involved in farming as an additional source of income.

Justine has requested a loan of UGX 1,000,000 from MCDT-SACCO to purchase more hair products, braids, oils, and hair chemicals for resale and for use in her salon. Justine's main challenges include seasonality and an unstable power supply. Her dream is to have a big salon and make profits that can enable her to build rental houses. She joined MCDT because the need to save and the old members' hard work inspired her. Justine lives in her own house with access to electricity but no piped water. Her major monthly expense is school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 92
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,696.0
    Uganda Shillings (UGX) = $1 USD