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Ana is from the village Vakiri. She is 29 years old, married, and lives with her husband, her parents-in-law and her 5-year-old son. The family is busy with an agricultural business. In particular, they have a vineyard and a plot of land where peppers are grown. The family does all relevant agricultural work to ensure a good quality of harvest. The harvested products are sold at the local open market. In addition, Ana has two pigs.

Along with the agricultural business, Ana sells clothes. She purchases clothes at a wholesale price in the capital city and then sells them in her village and nearby villages at a retail price. Ana requested credit for purchasing seasonal clothes for resale. She will offer a wide assortment of clothes to the customers and increase her sales, and, consequently, her profit.

Another part of the credit will be used for purchasing a pig. After several months it will produce piglets and the family will expand their animal husbandry business. She will reinvest part of the profit in the clothing business, and the other part will be used for improving family living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Ana to purchase clothing for resale and buy a pig.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 6, 2012
Currency Exchange Loss:
Jan 18, 2014