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Siem Reap is one of major tourist attractions in Cambodia. Most people support their families by farming and, but some must have additional business to support the family.

Sam A., age 41, is one of a hundred groceries vendors who set up shop in front their houses in Siem Reap. On average, she makes about $5 of profit per day. Her husband is a police officer and his salary is only $35 a month. They have seven children. Two are married and live away from home and three others are students and sometimes help their mother by selling groceries after school.

To meet her customer’s demand, she would like a loan to by more groceries to sell in her store. This will allow her to save for the future and to pay for her children to go to the university. She will use any remaining profit to repair her house.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sam to buy groceries to sell in her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 13, 2008
May 27, 2008
Currency Exchange Loss:
Jan 15, 2010