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Marissa is 39 years old, married, and has children. She is a resident of Caloocan City, Philippines. Her husband is a granite installer. She, together with her husband, manages their own household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.

Marissa runs a food business where she makes and sells spring rolls, which she has been doing for eight years. Her spring rolls contain sweet potato and bamboo shoots. Her regular customers are her neighbors and the local community. She earns approximately 300 PHP in sales every day.

To help her continue operations of her business, Marissa is requesting a loan for 20,000 PHP, which she will use to buy ingredients such as wrappers, sweet potatoes, bamboo shoots, and cooking oil. She will also buy LPG gas that she needs in her business. She expects a boost in her income as she expands her business.

Marissa hopes to be able to expand soon and dreams of having a good life through all her hard work. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 399
    View loans »
    Philippines Loans Fundraising
  • $66,139,225
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Marissa to purchase ingredients and LPG gas needed in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 6, 2012
Currency Exchange Loss:
Apr 17, 2013