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Martha  Clelin
Martha Clelin is from the beautiful city of Estelí, The Diamond of the Segovias. She’s single and has a son in her care. Martha is a preschool teacher in a public school and has been working with boys and girls for more than ten years. She’s a very motivated teacher who is devoted to her work and says that she feels good working with children because it’s a beautiful experience. The loan she’s requesting is to buy building materials (metal sheeting and tile) because she needs to repair her house’s roof that’s deteriorated. Martha feels happy and motivated by the help Ceprodel and Kiva have given her because she’ll giver better conditions to her dwelling and comfort to her family.
View original language description ↓
Estelí el diamante de las Segovia de esta bella ciudad es originaria Martha Clelin de estado civil soltera, tiene a su cargo un hijo en edad escolar.

Martha es profesora de preescolar de un colegio público y tiene más de diez años de trabajar con niños y niñas, es una maestra muy motivadora entregada a su trabajo y expresa que siente bien trabajar con niños porque es una experiencia bonita.

El crédito que solicita es para la compra de materiales de construcción, (zinc y azulejos) ya que necesita realizar mejora en el techo de su vivienda ya que se ha deteriorado.

Martha se siente alegre y motivada por el apoyo brindado por ceprodel y kiva y que a si le dará mejor condición a su vivienda y comodidad a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Martha Clelin to buy building maerials and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 5, 2012
Currency Exchange Loss:
Dec 21, 2013